Calculate your
CompuX advantage
Three sides of the marketplace. One calculator. Pick your role.
AI Startup
How much more compute do I get for my budget?
Compute Provider
How much revenue from my idle GPU capacity?
Capital Partner
What's my yield on a compute credit portfolio?
Your savings
CompuX converts your financing into more compute credits through bulk purchasing. Same budget, more GPU-hours.
Based on 1.35× credit multiplier financing
How does the multiplier work?
$1M in capital → $1.35M in compute credits. You repay the $1M + financing cost (typically 8-12% APR). Your effective compute cost drops by 26%. The multiplier depends on financing amount and term length. Full explanation →
- For you: credits are real compute, usable on any provider
- For capital partners: collateral enforceable in milliseconds, not months
- For providers: guaranteed payment from capital partners, not startups
View repayment schedule
| Month | Principal | Interest | Payment | Balance |
|---|
Assumes 10% APR over 24 months. Actual terms depend on creditworthiness and amount. See full terms →
No equity dilution · approved in 48h
of runway
per token
dilution
| Metric | Direct API | CompuX | Difference |
|---|
Financing cost assumes 10% APR over 24 months. Net savings = compute savings minus financing cost.
Revenue from CompuX
CompuX fills your idle GPUs with pre-financed startup clients. You earn on capacity that currently generates zero revenue.
Your idle GPUs earn at 85% of spot rate via CompuX
Why 85%?
CompuX clients are pre-financed by capital partners — zero payment risk for you. The 15% discount reflects guaranteed payment and fill rate vs. spot market uncertainty. Spot vs credit pricing →
Pre-funded clients · zero payment risk · How it works
utilization
clients
risk
| GPU | Provider | On-demand | CompuX | You earn |
|---|---|---|---|---|
| H100 SXM | CoreWeave | $6.15/hr | $5.23/hr | 85% fill |
| H100 SXM | Lambda Labs | $2.99/hr | $2.54/hr | 85% fill |
| A100 80GB | CoreWeave | $2.21/hr | $1.88/hr | 85% fill |
| A100 80GB | Lambda Labs | $1.29/hr | $1.10/hr | 85% fill |
| H200 | Together AI | $4.19/hr | $3.56/hr | 85% fill |
Portfolio economics
You earn interest on compute credit loans to AI startups. CompuX handles origination, monitoring, and collateral enforcement via blockable credits.
How is yield calculated?
Net yield = (interest income − losses + recovery) / facility size. Recovery rate of 75% assumes blockable credit collateral enforcement. Traditional unsecured lending recovery: 20-40%. Full portfolio analytics →
Programmable collateral · ms enforcement
Projection note: Assumes 15% annual portfolio growth with stable default rates. Actual returns depend on origination volume, default rates, and collateral enforcement. This is illustrative, not a guarantee.
blockable credits
enforcement speed
traditional lending
| Default Rate | Gross Yield | Net Yield | IRR | MOIC |
|---|
IRR calculated using Newton-Raphson on projected cash flows over selected tenor. MOIC = total distributions / invested capital. Recovery rate: 75% via blockable credits.
▸ Data sources & methodology
Pricing current as of from official API documentation:
- OpenAI API pricing
- Anthropic API pricing
- Google Gemini API pricing
- Together AI API pricing
- DeepSeek API pricing
- Groq API pricing
Note: These are API token prices (pay-per-use), not UI subscription plans (ChatGPT Plus, Claude Pro, etc.).
GPU rates from provider public pricing pages. CompuX multiplier (1.25×-1.50×) based on actual financing terms. Recovery rates based on programmable collateral model projections.
About CompuX: Compute credit marketplace and financing platform for AI startups. We work with compute providers (CoreWeave, Lambda, RunPod), capital partners (fintech lenders), and AI startups to make compute affordable through credit multiplier financing. This calculator uses official API pricing and real-world scenarios.
Ready to get started?
Apply in minutes. Approved in 48 hours. No equity taken.